Michael C. Loyd, 30, of Springfield, Greene County, Missouri, United States was wearing a court-ordered ankle monitor when he entered Bank of America on West Kearney Street in Springfield at around 11:30 a.m. on July 20, 2022. He approached a female bank teller and handed her a note.
“Give Your Money Now,” the note said. “Don’t Say Anything. I Have A Partner Outside.”
The teller handed Loyd $754 in her drawer. After receiving the money, he left the bank, drove away in a black Dodge Ram pickup truck and went to a residence in Lazy Acres Mobile Home Park in Springfield.
A witness in the mobile home park called 911 after noticing that Loyd was acting suspiciously. He was inside the residence when it was surrounded by law enforcement officers around 22 minutes after the bank robbery.
Loyd surrendered to the officers and admitted to robbing the bank. He was booked into the Greene County Jail in Springfield.
According to Loyd, he robbed the bank because he had gotten into a fight with his girlfriend. He also said he committed the crime alone.
Aside from still shots from the bank’s security footage, previous mugshots were also used to identify Loyd. His ankle monitoring device was used to pin his location at the bank at the time of the robbery.
On November 17, 2022, Loyd pleaded guilty in federal court before U.S. Chief Magistrate Judge David P. Rush to one count of bank robbery. He is subject to a sentence of up to 20 years in federal prison without parole.
